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Wednesday, September 2, 2020
Women Hardships free essay sample
All through time, ladies have needed to confront difficulties whether little or huge, everywhere throughout the world. Sexual orientation segregation happens wherever right up 'til today, regardless of whether ladies are oppressed for a vocation, deprived of certain rights, or thought little of in somehow, we can even now observe that they are seen and rewarded in an unexpected way. Obviously it is apparent in certain spots more than others, and thinking about that I lived in Saudi Arabia a mind-blowing entirety, I can see the distinction. Ladies in Saudi Arabia are much progressively shielded, and they are denied of bunches of things that men arenââ¬â¢t, such as driving, or landing predominant positions in organizations. For this situation, ââ¬Å"The Rooftop Dwellersâ⬠permits us to investigate this battle in an Indian social setting. Moyna, the principle character in the story, faces difficulties in life legitimately caused from being a lady. Moyna is a youngster attempting to make it all alone. We will compose a custom exposition test on Ladies Hardships or then again any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page This appears to be a basic idea, however when placed into the socio-social setting that it is in, it turns out to be significantly more intricate. This was when ladies were seen as sub-par compared to men; most accepted that they ought to go from their parentsââ¬â¢ home to their husbandsââ¬â¢, and no place in the middle. Rather than being regarded and acknowledged for attempting to make a vocation for themselves, ââ¬Å"leaving the nestâ⬠, and being autonomous, they are looked downward on. The Indian culture is profoundly preferential against the female sex. Fundamentally a male ruled society, dynamic at family and political level is practically without any assistance taken care of by the men. (www. goals India. com). Along these lines, for Moyna to make the intense move of moving out and living on her own shows a lot of mental fortitude and inspiration. She went out and Moved to Delhi for her new position in a distributing organization for an abstract audit called Books. This endeavor to make it all alone achieves self-improvement and a battle to substantiate herself to others. As we examined in class, it is obvious that this story is composed from a progressively women's activist perspective. We feel for the lady, and see her battle through her own eyes. Not at all like different stories we read like Punishment where we can see the ladies are second rate compared to men, The Rooftop Dwellers shows us a progressively close to home and very close part of the issue. All through the story, Moyna is being judged, abused, and even affronted. She needs to battle in her activity, confront her proprietors, and manage Delhiââ¬â¢s menââ¬â¢s womanizing propensities. Moving out of the inn was her initial move towards independence(although she was ousted), in light of the fact that a womenââ¬â¢s lodging is the place a solitary lady is ââ¬Å"expectedâ⬠to remain. This is on the grounds that in spite of the fact that they are not at home, an inn despite everything gives a fairly protected and shielded condition where all the single ladies can remain together. This course of action is certifiably not an entirely agreeable one however; there was nothing there except for the basics, she didnââ¬â¢t have a lot of room, and she needed to shower under a tap. She likewise clearly had no security in light of the fact that there were such a large number of ladies there, it was even referenced that ââ¬Å"If she left the entryway slightly open, each young lady going past would glance in, shout, ââ¬â¢Oh Moy-na! ââ¬â¢ and come in to talk,â⬠(3103. ) Staying in that inn and tolerating that lifestyle in itself demonstrates her assurance to turn into an autonomous working lady, regardless of the shortcomings she shows as the story advances. It gets evident from her absolute first experience with her new landowners that they donââ¬â¢t pay attention to their occupants very and donââ¬â¢t want to treat them in an expert way. When Moyna goes into the lounge room, she finds the family watching the show Mahabharata and they donââ¬â¢t shut if off or even turn away from it, however advise her to sit and watch it with them. The reality being that sheââ¬â¢s a young lady likely empowered that conduct somewhat more. When Moyna is searching for houses, she is turned somewhere near numerous landowners since they don't ââ¬Å"had anything however dread and detesting for the single working lady. â⬠She doesnââ¬â¢t comprehend why they would consider her to be such a wellspring of bother and inconvenience when she is just an unpracticed, credulous young lady attempting to make it in reality. It appears Moynaââ¬â¢s circumstance isn't helping her sex and relationship status together assume a job in making her battle considerably harder. Despite the fact that this was a period of progress, where more ladies were getting free and landing positions, they are as yet not completely acknowledged into the network. In all actuality, itââ¬â¢s better than more established occasions when they had no rights at all and couldn't settle on choices all alone, however they still havenââ¬â¢t got the degree of regard they merit.
Saturday, August 22, 2020
Define Working Capital Research Paper Example | Topics and Well Written Essays - 250 words
Characterize Working Capital - Research Paper Example Loan bosses that flexibly crude materials and ask installments following a couple of days or weeks give influence to the association and decrease its working capital necessity. Then again, when the organization purchases crude materials on money installments, it needs all the more working funding to maintain its business. So also, when the organization sells its completed merchandise on money against conveyance, the working capital prerequisite gets decreased; conversely, when the organization sells its products using a credit card and gets installments following a couple of days or weeks, the organizations working capital necessity gets upgraded. Along these lines, to get the crude material flexibly using a credit card with deferred installments and to sell the products on money is the most hopeful methodology to have the insignificant necessity of working capital especially, when the firm is shy of working capital assets. The administration of working capital is the most essential viewpoint for the accomplishment of any business and to spare the organization from liquidity
Friday, August 21, 2020
Crime Rate Soars in Abra Essay
I.INTRODUCTION: As though satisfying its moniker ââ¬Å"murder capital of the north,â⬠shooting occurrences in Abra in the primary quarter of 2011 have nearly significantly increased contrasted with those recorded in a similar period in 2010, a political race year. In view of records from the Abra Provincial Police Office (Abra-PPO), there were 14 shooting occurrences from January to March in 2010 as against 36 cases recorded from January to March 27 this year. Factually, this implies at any rate one shooting occurrence happens at regular intervals in this northern area. a.) Backround Of The Study Abra is a landlocked territory in northern Luzon, which is reliably recorded among hotspots during races on account of extraordinary political competition and the nearness of private armed forces. The present number of shooting occurrences the year 2012 is in excess of 33% of the 102 recorded shooting episodes. b.)Objectives: â⬠¢To help individuals see, particularly the youths, the negative impacts of doing wrongdoings. â⬠¢To assist individuals with understanding that violations doesn't just annihilates one substance yet the entire nation. â⬠¢To let them see our place won't be dynamic if a few people will keep on doing violations exceptionally killings. c.)Review Of Related Literature: REPUBLIC ACT NO. 7659 Sec. 5.The punishment of death for parricide under Article 246 of a similar Code is therefore reestablished, with the goal that it will peruse as follows: ââ¬Å"Art. 246.Parricide. â⬠Any individual who will slaughter his dad, mother, or youngster, regardless of whether real of ill-conceived, or any of his ascendants, or relatives, or his life partner, will be liable of parricide and will be rebuffed by the punishment of isolation perpetua to death.â⬠Sec. 6.Article 248 of a similar Code is thusly corrected to peruse as follows: ââ¬Å"Art. 248.Murder. â⬠Any individual who, not fallingâ within the arrangements of Article 246 will slaughter another, will be blameworthy of homicide and will be rebuffed by hermitic lifestyle perpetua, to death whenever submitted with any of the accompanying chaperon conditions: Sec. 7.Article 255 of a similar Code is therefore changed to peruse as follows: ââ¬Å"Art. 255.Infanticide. â⬠The punishment given to parricide in Article 246 and for homicide in Article 248 will be forced upon any individual who will kill any youngster under three days old enough. On the off chance that any wrongdoing punished in this Article be carried out by the mother of the kid to hide her shame, she will endure the punishment of prision civic chairman in its medium and most extreme periods, and whenever said wrongdoing be submitted for a similar reason by the maternal grandparents or both of them, the punishment will be antisocial nature temporal.â⬠Sec. 12.Section 2 of Republic Act No. 7080 (An Act Defining and Penalizing the Crime of Plunder) is therefore revised to peruse as follows: ââ¬Å"Sec. 2.Definition of the Crime of Plunder; Penalties. â⬠Any open official who, without anyone else or in intrigue with individuals from his family, family members by proclivity or affiliation, business partners, subordinates or different people, stores up, collects or obtains not well gotten riches through a blend or arrangement of clear criminal goes about as portrayed in Section 1 (d) in this regard in the total sum or all out estimation of in any event F ifty million pesos (P50,000,000.00) will be blameworthy of the wrongdoing of loot and will be rebuffed by withdrawn lifestyle perpetua to death. Any individual who took an interest with the said open official in the commission of an offense adding to the wrongdoing of loot will in like manner be rebuffed for such offense. In the inconvenience of punishments, the level of investment and the participation of relieving and special conditions, as gave by the Revised Penal Code, will be considered by the court. The court will pronounce any not well gotten riches and their inclinations and different earnings and resources including the properties and portions of stocks got from the store or venture thereof relinquished for the State.â⬠d.)Framework: I should concede that Bangued or Abra all in all isn't on the top rundown of the numerous vacation destinations in the Ilocos or Cordillera Regions. The main most plausible offender might be the way that some nearby voyagers despite everything have the shame about NPA and the common wrongdoings in the area. Also, if thereâ are nearby travelers around, expect that they are simply visiting for some business matters in the town capital. That drives me to my second most plausible guilty party: reason for voyaging. ââ¬Å"Why would it be a good idea for me to proceed to visit Abra? What might I do in Bangued?â⬠are only two of the numerous inquiries of certain sightseers, both nearby and worldwide. e.)Statement of the issue: Wrongdoing IS A demonstration submitted or precluded infringing upon a law disallowing or instructing it and for which discipline is forced upon conviction. Anyplace on the planet is think about perilous and hazardous. What makes a nation, town or barangays much increasingly risky and perilous is the point at which the government official themselves are occupied with executing each other rather than caught up with advancing harmony and request in their particular region of task. Sad to state this is the situation with Bangued, Abra at the present time. In any event here in Illinois our lawmakers are not at that circumstance yet and I trust, it will consistently be the situation. f.)Hypothesis: I was conceived from Bangued, Abra and I am extremely baffled to know and watch that my origin is getting to a greater extent an executing fields. Abrenians are enduring a result of these awful improvements that our town is experiencing. Terrible exposure doesnââ¬â¢t help at all when we are attempting to advance our town as a decent goal for vacationer. Itââ¬â¢s simply risky and perilous spot to be at this moment. Government officials are caught up with murdering each other as opposed to joining for a superior and prosperous Bangued, Abra. What a pitiful and proudless story to advise to our next ages. g.)Analysis: Shooting episodes have brought about different violations, for example, murder, manslaughter, baffled homicide, endeavored murder and physical injury. It isn't known whether all shooting episodes have been archived by the Abra PNP. Early a year ago, a few patients who supported projectile injuries and checked in emergency clinics for treatment were not recorded in police records. As indicated by a short investigation in the Abra PNP report, the lower number of shooting occurrences in 2010 was credited to the Commission on Electionââ¬â¢s (COMELEC) weapon boycott ââ¬Å"implemented preceding the direct of the National and Local Election.â⬠ââ¬Å"Thisà fact signifies that Total Gun Ban in the territory is gainful to the decrease of wrongdoings submitted with the utilization of firearms,â⬠ââ¬Å"Poverty and absence of openings for work are the reasons for what reason being a ââ¬Ëhired killerââ¬â¢ has become a profession.ââ¬
Tuesday, May 26, 2020
Essay Topics For College Level Essay Contests
Essay Topics For College Level Essay ContestsIf you want to submit your essay for a college level essay contest, you will need to select the appropriate macroeconomic essay topics. Macroeconomics is an area of economics that studies the interactions of economic factors such as the stock market, consumer spending, and business cycles.Macroeconomic Essay Topics must be selected carefully. As mentioned, the categories that you select are subjective and depend on your learning style. Some students will have an easier time writing macroeconomic essays than others and therefore may choose topics that they are more comfortable with. Those interested in the subject of macroeconomics should also consider how well they understand the workings of the economy.Some good ways to learn about macroeconomics is by reading textbooks or taking classes at the college or university that you are applying to. If you plan to attend one of these universities, you will want to take all classes that focus on t he subject, as many of them require you to do so.By reading professional journals, the trade journals, and other research papers that you can find online, you will be able to better understand the nature of macroeconomics. Also, if you do not already know what you are writing about, you should consider doing so before you begin your essay.By looking at the available essay topics, you will have a better idea of what you are comfortable with. And because you know what your topic is, you can write the essay based around it.Using this information as a guide, you will then be able to meet with your professor or professional resume writers and make recommendations regarding the topics that you think will best fit your skills and interests. If you have done some reading on the subject, you will already know what to include in your essay, which is another good way to get it to the professionals in the first place.Tmacroeconomic essay topics When you choose the appropriate essay topics, it is important to remember that they must be about topics that you can easily understand. And you will need to make sure that the ideas and points that you are making do not conflict with one another.
Saturday, May 16, 2020
Essay on Crm Walt Disney - 698 Words
Is it Strategic? A CRM program contains complicated business and technology issues. Though, they require significant investments of time and money. Adapting a CRM tool does not make any change in small businessââ¬â¢s performance. A company has to understand their goal. They has to clear about till what extinct they are related to the customer. If the target is not truly strategic than CRM system fails to the business. According to Bob Iger, Walt Disney Co.ââ¬â¢s president and COO ââ¬â year 2000 was peak year in terms of revenue of $43.2 million but after 2001 terrorist attacks. Revenue of Walt Disney goes down significantly till year 2003. Iger blamed the slow performance on lower hotel occupancy rates and a decline in attendance. Disneyâ⬠¦show more contentâ⬠¦It begins with an expanded database of customer information that can be updated. Basically company wants to know, how many time customers visited to theme parks twice in a row. Company also assume visitorââ¬â¢s buying behaviour and personal preferences in real time. Refine those assumptions as it gathered more data about customers. Company wants to make all the customer information accessible across the all lines of business, so that any employee at any time can access or add information to a visitorââ¬â¢s profile. Another initiative was specifically intended to raise new revenues and group business bookings by encouraging family members, to plan their reunion or group event at Disney World. Reference: CRM done right ââ¬â case study given by professor. lt;http://www.dtc.umn.edu/ddmc/resources/crm.pdfgt; lt;http://www.cioinsight.com/c/a/Past-News/Case-Study-Walt-Disney-World-Resorts-and-CRM-Strategy/gt; Where do we go from here? Upcoming years we will see, Disney may use internet to capture the email address of itââ¬â¢s every visitors or potential visitors. Disney will think about to expand its digital-imaging services - Disney staffs. Let visitors staying at a Disney hotel use their room television sets to review and buy photographs taken of them on rides during the day. Disney resorts will improve their fast pass, a service that allows visitors to schedule ride times, which leads to avoiding long lines. Disney observers trying to apply more pyrotechnics suchShow MoreRelatedKotler Marketing Management Solutions to Chapter 5 and 6 Essay859 Words à |à 4 PagesChapter 5 Nordstrom Q1: How else can Nordstrom continue to provide exceptional customer service and increase brand loyalty? It could expand its CRM to reach more customers with their services. Compared to its competitors Nordstrom should improve on their online advertisements and presence. A more advanced feedback system will create more loyalty as customers realize that Nordstrom cares about their complaints. It also allows to improve on the service quality. Blogs that announce and review newRead MoreWalt Disney: Swot, Pestel and Porter Analysis Essay3375 Words à |à 14 PagesSUBJECT: Walt Disney: SWOT, PESTEL and Porter analysis Introduction 2 Pestel analysis 2 Political factors 2 Economic factors 3 Social factors 3 Technological factors 4 Environmental factors 4 Porterââ¬â¢s Five forces model 5 New entrants 5 Buyers 5 Substitutes 6 Suppliers 6 Competitors 6 Swot analysis 7 Strengths 7 Weaknesses 8 Opportunities 9 Improvement of customer relations strategy 9 Advertising Growth 9 Differentiation 9 Read MoreImpact of Information Systems and Recommendation of Future Infrastructure in the Theme Park Industry4173 Words à |à 17 PagesInformation System (HRIS) 10 5.2.5 Record Retention System 11 5.2.6 Enterprise Resource Planning Systems (ERP) 11 5.2.7 Supply Chain Management Systems (SCM) 11 5.2.8 Customer Relationship Management Systems (CRM) 12 5.2.9 Knowledge Management Systems (KMS) 12 5.2.10 RFID technology, Wireless Sensor and Global Positioning System (GPS) 12 6. Conclusions and recommendations 6.1 Conclusions of findings 13 Read MoreHong Kong Disneyland1687 Words à |à 7 Pagesmainly focused on the experience and feelings of interviewees about Disneyland, good and bad things observed or tried by them in the park with brief explanations, and their opinion and suggestions for park improvements. 7. CRM programs for acquisition of new customers The CRM department of Disneyland has different respective ways and methods for acquisition of new visitors and retention of existing customers. ï µ For attracting new customers: Disneyland will conduct large scale of promoting campaignRead MoreWearable Technology And Its Target Consumers1864 Words à |à 8 Pageswearable technology. Business: In the business realm, wearable technology devices are anticipated to improve workplace productivity and improve various processes of organizations that can increase efficiency. In June 2014, Salesforce.com (NYSE: CRM) the worldââ¬â¢s #1 CRM platform, made the following statement in its press release related to the launch of Salesforce Wear (the industry s first initiative for wearable computing in the enterprise): ââ¬Å"The dramatic explosion of wearables creates a tremendous opportunityRead MoreShoppersstop3156 Words à |à 13 PagesRetail Strategy | 4 | 6 | Online Retailing | 4 | 7 | Brand Makeover | 5 | 8 | Products Offered | 5 | 9 | Customers Of The Company | 5 | 10 | Competitors | 6 | 11 | SWOT | 6 | 12 | Sales Promotion | 7 | 13 | Advertising | 7 | 14 | CRM | 8 | 15 | CSR | 9 | 16 | Future Strategies | 9 | 17 | Exhibits | 11 | | | | | INTRODUCTION Shoppers Stop is a multi brand retail outlet because it offers variety of products meant for the whole family. The vast and diverse range ofRead MorePraxis5649 Words à |à 23 Pages15. Answer: C. Animation is the process of making drawings and inanimate objects appear to move. It began in the mid 1850s with the use of the zoetrope to simulate movement, graduated to stop-action photography as seen in the early cartoons of Walt Disney in the 1930s and has progressed to the computer-generated films currently being produced. Digital animation creates moving images using a computer. It is the same process used to produce movement on television and in films. A simple explanationRead MoreEbay3404 Words à |à 14 Pagesonly few strong direct competitors. Thus, companyââ¬â¢s business model is a competitive advantage over such giant retailers as Amazon. 3. Economies of scale. In the beginning, eBay had to invest heavily to gain IT and customer relationship management (CRM) knowledge and skills, but since then, used its skills to serve over 100 million users and to create the largest online marketplace with little additional costs. 4. Localization. The company operates its marketplaces in 37 countries. Each marketplaceRead MoreLodging Inductry24737 Words à |à 99 Pages and managing the customer relationship (CRM). Examples: â⬠¢ Positioning strongly in the chosen target markets: Southwest Airlines and Ritz-Carlton Hotel. See ââ¬Å"Management Strategies for Service Businessesâ⬠. â⬠¢ Effective interaction between customers and employees: ARAMARK technology example. See ââ¬Å"Management Strategies for Service Businesses.â⬠â⬠¢ Managing differentiation: British Airways and Hyatt examples. â⬠¢ Managing service quality: Marriott, Disney and Ritz-Carlton examples. â⬠¢ TangibilizingRead MoreMarketing Discussion15807 Words à |à 64 Pagesservices to goods mix. C) Events 5 Marketers promote time-based events such as trade shows, artistic performances, and the Olympics. D) Experiences By orchestrating several services and goods, a firm can create and market experiences such as Walt Disney Worldââ¬â¢s Magic Kingdom. E) Persons Celebrity marketing is a major business. F) Places Cities, states, regions, and whole nations compete actively to attract tourists, factories, and new residents. G) Properties Are intangible rights of ownership
Wednesday, May 6, 2020
The Civil War, State Rights And Slavery - 1762 Words
When thinking about the factors that caused the Civil War, state rights and slavery were a couple. Many people know about those factors and the major roles they played during that time, but not many people consider music having a role during the American Civil War. The music created during that time affected the people, because soldiers sang, the songs created related to a specific time, and slaves even created their own type of music. The music created was not always the same for both the Union and Confederates but there were few components that both sides had. There were plenty of people who raised their voices and sang along to songs when the Civil War was occurring. Soldiers, however, were the most favored singers to the people they were surrounding. The main reason was that it rose up the people s spirits and gave them more optimistic views about the war, especially since it created that sense of national identity that brought people together; to the Confederates this was crucia l since they were a developing nation. The soldiers from both the North and South also sang for their own benefit. Music helped ease their boredom and it served as a way to pass the time, since it entertained and comforted. The songs that were sung by soldiers were a way for them to think back to any memories from back home, like family or childhood memories. Another thing music did was strengthen the bonds between comrades and helped forge new ones. Comrades, or soldiers, could connectShow MoreRelatedSectional issues leading up to the Civil War, how the North South and West felt about states rights, tariffs, western land policy, mexican war, secession and how all these linked back to slavery.1364 Words à |à 6 PagesThe Civil war was the most momentous and crucial period of time in the history of America. Not only did this war bring an end to slavery but also paved way for numerous social and political changes. The country had already been torn by the negative trend in race relat ions and the numerous cases of slave uprisings were taking their toll on the country s political and social structure. The country was predominately divided up into 3 sections, the North, the South, and the West. Each of these groupsRead MoreWas The Civil War Really About Slavery?1467 Words à |à 6 PagesOctober 2015 Was The Civil War Really about Slavery? Was the Civil War really about slavery? Often, there is conflict surrounding the Civil War and why it was fought. Overwhelmingly, most people believe the motive for The Civil War was slavery. However, Many Historians argue that other factors must have superseded the cause of the Civil War: factors including states rights, economic differences between Northern and Southern States, and social reputation. The belief that Southern States were willing toRead MoreWas The Civil War Really About Slavery?1511 Words à |à 7 Pages2015 Was The Civil War Really about Slavery? Was the Civil War really about slavery? Often, there is conflict surrounding the Civil War and why it was fought. Overwhelmingly, most people believe the motive for The Civil War was slavery. However, Many Historians argue that other factors must have superseded the cause of the Civil War: factors including states rights, economic differences between Northern and Southern States, and social reputation. The belief that the Southern States were willingRead MorePrimary Cause Of The Civil War Essay838 Words à |à 4 Pages The Civil War began from the battle at Fort Sumter, where the Confederacy took Fort Sumter from the Union.The root of the Civil War is probably one of the most disputed topics in American history. Some historians argue that slavery was the primary cause of the American Civil War, whereas others argue that slavery may have been a reason, but not the primary cause of the Civil War. They argued that the main reason of the Civil War was Stateââ¬â¢s rights were being j eopardized, which led to the Stateââ¬â¢sRead MoreThe American Civil War1418 Words à |à 6 PagesGuns fired, smoke lingering in the air, people dying. The American Civil War had a huge impact on the United States. Two compromises took place before the start of the Civil War. These compromises include the Missouri Compromise and the Compromise of 1850. The Missouri Compromise dealt with the crisis in 1819 over Missouri entering the Union as a slave state. The compromise was ââ¬Å"the first major crisis over slavery, and it shattered a tacit agreement between the two regions that had been in placeRead MoreJames M. Mcpherson : An American Civil War Essay1397 Words à |à 6 PagesJames M. McPherson: James McPherson was born on October 11th 1936, he is an American Civil War historian. He received the 1989 Pulitzer Prize for Battle Cry of Freedom, his most famous book. McPherson was the president of the American Historical Association in 2003, and is a member of the editorial board of Encyclopedia Britannica. In his early career McPherson wanted to leave a legacy as being known for the historian who focusses on more than one point. Through skillful narrative in a broad-rangingRead MoreEssay On The Causes Of The Civil War896 Words à |à 4 PagesCivil War- noun- a war between political factions or regions within the same country. The regions in the Civil War of 1860 that took place in 1860-1864 were the North and the South. They had different beliefs that eventually sent them into war. The 3 main causes of this civil war were: statesââ¬â¢ rights, economy, and most importantly, slavery. The first of the three main causes is statesââ¬â¢ rights. The south believed they had the right to take their slaves to the new states being admitted into the UnionRead MoreThe Civil War981 Words à |à 4 PagesCivil War Paper Jennifer Ayala HIS/115 October 21, 2012 Kathy Buhe Civil War Paper The mid-19th century is a historic period in the history of the United States, one that shaped the nation we now know. In the year 1861, the tension that had long been brewing between the north and south exploded and led the nation to war. The catalyst was Abraham Lincolnââ¬â¢s victory in the presidential election. As an anti-slavery Republican, the southern states feared his agenda and chose to secede from theRead MoreSlavery Cause for Civil War1483 Words à |à 6 Pagesï » ¿ SLAVERY (THE MAIN CAUSE OF THE AMERICAN CIVIL WAR) US History to 1877 ââ¬â HIST101 American Military University, 26 April 2014 Many factors led to the occurrence of the American Civil War. The key issues were slavery, different political ideologies, right of the people, and economic reasons. However, the key reasons that lead to the Civil War was slavery. Slavery is touted as the main cause of the conflict between the states in the northern part and those in theRead MoreThe Causes Of The Civil War1409 Words à |à 6 PagesThe causes of the Civil War were complex and have been controversial since the country began. Some causes include; statesââ¬â¢ rights, economics, and slavery. The most recognizable and popular cause is slavery. The freeing of the slaves was an important moral issue at the time and one of the greatest causes of the civil war. It was only by carefully avoiding the moral issue involved in slavery that Northerners and Southerners could meet on any common ground. (Goldston, 79). The time came in which our
Tuesday, May 5, 2020
Hedge Funds Strategies for Financial Situation- myassignmenthelp
Question: Discuss about theHedge Funds Strategies for Financial Situation Analysis. Answer: The table shows the basic differences between the bilateral repos and tri-party repos: Basis Bilateral Repos Tri Party Repos Manner of collateral selection Collateral assets and securities are selected either manually or on the automatic basis. For the settlement of tri party transactions only automated selection of collaterals is done. Settlement processes The transactions are only settled after obtaining the follow up from the parties. The settlement of processes is fully automated. Occurrence of Margin calls Margin calls occurs either once in a day or weekly or sometimes even monthly. Margin calls are fully automated. Eligibility criteria for collaterals The eligibility criteria used in bilateral agreement is quite simple to comply. The eligibility criteria in tri- party repos are highly sophisticated (Copeland, Duffie, Martin, McLaughlin, 2012). Administration The bilateral repos are administered manually (Gerardi, Goette, Meier, 2010). The administration process here is fully automated. Note: Diagrams are shown in the appendices section in the last. Haircut, in finance is defined as the difference between the assets market value as collateral security for loan and the loan amount. Loan value ratio is used by the lenders of loan to express the proportion of loan amount in the value for which the asset is purchased (Chapman, Chiu, Molico, 2011). It is expressed in percentage terms and indicates the percentage of loan amount in the total value of asset that is borrowed with the help of that particular loan funds. The percentage of haircut and LVR percentage in combination gives 100 of a percent (Wong, Fong, Li, Choi, 2011). In the present case the haircut percentage is given as 10% and it is equivalent 90% initial LVR on a margin loan. Leverage ratio depicts the debt to asset ratio in the present case as hedge funds are using various external sources of financing in order to apply the borrowed funds in investments and other assets generating higher returns. Moreover, the collaterals were sourced from the hedge funds which raised funds using various kinds of debt financing. From the graph it can be seen that in case of arbitrage strategy, highest leverage ratio has been determined for which funds were majorly arranged from repo financing using collateralized assets. Therefore the leverage ratio depicts the debt to assets ratio in the given graphical representation (COPELAND, MARTIN, WALKER, 2014) Leverage refers to the amount of debt funds used for asset financing and an arbitrage is the financial strategy in which there occurs a simultaneous purchase and sale of underlying financial assets in different markets so as to gain higher returns as a result of price differentiation (Martin, Skeie, Thadden, 2014). The hedge funds before making the advantages of arbitrage transactions requires to borrow funds so as to purchase the arbitrage assets and borrowing funds involves high leverage. As compared to other strategies of leveraging, arbitrage is involving lesser risks and even provides higher returns therefore hedge funds have used so much of leverage in arbitrage. Hedge funds raise funds from various sources of finance in order to deploy them in the higher income generating investments. One of those major sources is the external financing in the form of long credits (Sadka, 2010). In credit lines hedge funds uses the funds of external parties to leverage its investments assuming that this approach will amplify gains for it, in terms of higher returns than the borrowing costs. As external debt is involved in long credits there exists higher risk of insolvency. However, with the higher risks associated with long term credits, it enables the hedge funds to expand its profits largely by leveraging investments with greater returns (Stefanini, 2010). Bibliography Chapman, J. T., Chiu, J., Molico, M., 2011. Central bank haircut policy. Annals of Finance , 7 (3), pp. 319-348. Copeland, A., Duffie, D., Martin, A., McLaughlin, S., 2012. Key Mechanics of the U.S. Tri-Party Repo Market. Federeal Reserve of New York Bank Economic Policy Review , 18 (3), 17-28. COPELAND, A., MARTIN, A., WALKER, M., 2014. The Journal of Finance. Repo Runs: Evidence from the Tri-Party Repo Market , 2343-2380. Gerardi, K., Goette, L., Meier, S., 2010. Financial Literacy and Subprime Mortgage Delinquency: Evidence from a Survey Matched to Administrative Data. Federal Reserve Bank of Atlanta Working Paper Series No. 2010-10 , 54. Martin, A., Skeie, D., Thadden, E. L., 2014. Repo Runs. The Review of Financial Studies , 27 (4), 957-989. Sadka, R., 2010. Liquidity risk and the cross-section of hedge-fund returns. (Elsevier, Ed.) Journal of Financial Economics , 98 (1), 54-71. Stefanini, F., 2010. Investment Strategies of Hedge Funds (Vol. 577). John Wiley Sons. Wong, T., Fong, T., Li, K.-F., Choi, H., 2011. Loan-to-value ratio as a macroprudential tool-Hong Kong's experience and cross-country evidence. Retrieved October 6, 2017, from hkma.gov.hk: https://papers.ssrn.com/sol3/papers.cfm?Abstract_id=1768546
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